Specimen Signature

Specimen signature of the customer is obtained on the account opening form in the presence of the bank staff and it is attested by an authorized bank officer in the form itself. A customer is recognized mainly by his/hersignature on the cheques/vouchers and these are compared with the specimen signature on record to verify the genuineness of the customer’s signature. In respect of credit cards and ATM, customers are given specific PIN numbers by the banks. Customers are expected to use the initial PIN and replace the same with their own PIN. Signature and PIN are essential to ensure safety of customers’ funds and avoid misuse.